We Switch Payroll · Bureau client: Demo Client Ltd (sample data)
Pay run — Month 1, 2026/27
Enter your workforce, then run the calculation. The engine computes PAYE, National Insurance (employee & employer), auto-enrolment pension, student loan and the full PEO cost-to-company for each worker — the same maths We Switch Payroll files to HMRC via RTI.
Workers
—
on this pay run
Total net pay
—
to employees
HMRC remittance
—
PAYE + NI + student loan
Employer cost (PEO)
—
true cost-to-company
Workforce
Edit any row. NI category drives the employer-NI relief (H/M = under-25 apprentice / under-21 pay 0% employer NI up to £50,270 — source: HMRC rates and thresholds for employers 2026/27, upper secondary thresholds).
Name
Gross / period (£)
Tax code
NI cat
Student loan
Payslips
Per-worker breakdown for this period.
| Worker | Gross | PAYE | Employee NI | Student loan | Pension (ee) | Net pay |
|---|
HMRC & pension RTI: ready (gated)
What gets remitted this period.
Income tax (PAYE)—
Employee NI—
Employer NI—
Student loan—
Total to HMRC—
Pension — employee (5%)—
Pension — employer (3%)—
Total to pension provider—
PEO employer cost
The true cost-to-company We Switch carries / invoices.
Gross wages—
+ Employer NI (15%)—
+ Employer pension (3%)—
Total employer cost—
Annualised employer cost—
PEO model: We Switch is the engager of record — it carries employer NI & pension and invoices the cost-to-company plus a margin.
We Switch Payroll demo · engine:
We Switch Payroll pure calc (2026/27, 539-vector accuracy gate) ·
sandbox only — sample data, no HMRC submission and nothing is filed. Figures are produced by the real engine, not mocked.